THE COURT: The claimant seeks declarations against the
defendant, Insurance Corporation of British Columbia, of her entitlement to
reinstatement of temporary total disability benefits and to ongoing physiotherapy
and massage therapy benefits as afforded by Part 7 of the Regulations to the Insurance
(Motor Vehicle) Act. The claimant has complained since her accident of
significant neck discomfort and also numbness in her left thumb, symptoms which
she says now disable her and have continued since the accident to disable her
from her employment. ICBC opposes the application on the grounds that the
claimant is not totally disabled from her employment and, alternatively, that
her present injury was directly or indirectly caused by a pre-existing, albeit,
at least in part, asymptomatic condition, specifically pre-existing
degenerative changes in the cervical spine, bringing the claimant within the
exclusion under s. 96(f) of the Regulations....