The plaintiff appeals from the order of a Master made November 13,
2009 dismissing an application to add Republic Western Insurance Company
(RWIC) as a defendant to this action, on the basis that the plaintiff failed
to commence his claim against RWIC within two years as required by s. 103
of the Insurance (Vehicle) Regulation, B.C. Regulation 447/83, Part 7-Accident
Benefits, made pursuant to the Insurance (Vehicle) Act, R.S.B.C. 1996,
c. 231. The section reads:Limitation103(1) No person shall commence an action in respect of
benefits under this Part unless(a) he has substantially complied with the provisions of
sections 97 to 100 that are applicable to him, and(b) the action is commenced within 2 years after(i) the date of the accident for which the benefits are
claimed,(ii) where benefits have been paid, the date he received the
last benefit payment under this Part, or(iii) the date on which the corporation receives a notice
under subsection (2).(2) If an insured makes a claim for benefits under this Part
and the corporation has not made a payment in accordance with section 101, the
insured may issue written notice to the corporation within 2 years of the date
of the accident for which the benefits are claimed of the insured's intention
to commence an action in respect of benefits under this Part.(3) A notice referred to in subsection (2) must be(a) in the form established by the corporation, and(b) sent by registered mail addressed to the claim office
dealing with the insured's claim....