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In this action, the plaintiff, Dr. Robert Wright, asserts he is entitled
to income replacement benefits under a group policy of insurance (the Policy)
between the defendant The Prudential Group Assurance Company of England
(Canada) (Prudential) and the Canadian Dental Association. Dr. Wright
asserts that his entitlement to benefits arises as a result of injuries he
suffered in an accident (the Accident) while he was skiing on December 18,
1993. Dr. Wright says these injuries rendered him first, residually disabled,
and then totally disabled from carrying on his occupation practising dentistry
as a general practitioner. The benefits to which Dr. Wright says he is
entitled exceed $1.5 million. He seeks judgment for what he claims are the
unpaid benefits, as well as aggravated damages and other relief....